13 Finance Apps That’ll Keep More Money in Your Account at the End of the Month
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by Admin updated September 16, 2020
Did you know that almost 30% of households have less than $1,000 saved? If you struggle to save money, you are not alone. Luckily, there are plenty of tools out there that can help you get on track.

Did you know that almost 30% of households have less than $1,000 saved?

If you want extra income at the end of each month, you need these 13 finance apps. Read on to learn more about them and how they can save you money.
1. Gift Card Granny
Gift Card Granny is one of the finance apps for people who enjoy gifting and getting gift cards. This app can actually make you money for something you already enjoy doing. Consumers can search numerous gift card websites through this one app to find gift cards at a discounted price or sell theirs for below face value.
You earn rewards for buying and sending gift cards. This is one of the apps that help you save money when there is a birthday coming up. You can buy a discounted gift card and get cash back for the purchase.
The cashback amount may be a percentage or a fixed dollar amount. This app lets you order physical gift cards or send them off virtually.
If you want to sell a gift card, you put in the relevant details and get paid. Another way to earn is by referring other people to sign up with your referral link.
You earn just by joining this app and other simple tasks like registering for the newsletter. These little things can add up for big rewards.
2. Sweatcoin
Another one of the apps to help save money is Sweatcoin. This is a step counter app that tracks your activity and pays you digital currency for your movement. There are several things you can use sweatcoins to pay for.
If you don’t want to spend your coins on cool gadgets or fitness training, you can donate the money to charity or exchange it with others. Sweatcoins are a health-based currency because the more you move, the more you earn. This app makes prizes, discounts, and other offers available to you that you won’t want to miss out on.
This app can be used on a smartwatch along with an iPhone or Android. Although this app will track your progress, it won’t track your location or share your personal information.
After every 1000 steps you complete, you earn 0.95 sweatcoins. In just a few weeks, you can qualify for some of the offers as long as your app is running.
Just like any online currency, the value of sweatcoin changes. You can earn more from this app by signing up for paid subscriptions.
3. Acorns
Investing is one way to earn and save more money in your account. Some believe this is a complicated process, but the Acorns app simplifies it for those who are interested. With this money-saving app, you can take control of every investment, even if you are just investing spare change.
With Acorns, your spare change is rounded up by the purchases you make on a linked debit or credit card. As an all-in-one investor, you can save and invest at the same time. Although the savings may seem micro, they add up in the long run.
If you want to invest more than the spare change, you can by opening a checking account or using the other services.
The earning potential with Acorns depends on how much you want to invest. If you use your card daily, Acorns can round up the numbers to boost your savings. Another major benefit of this app is that there are no commission fees, penalties, or deposit and account minimums to maintain.
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4. Dosh
With the Dosh app, you can earn money by shopping without keeping track of old receipts. All you have to do is link your card to the app and earn from different stores. Your card information is stored with Braintree, which is a PayPal banking service.
With over 10,000 retailers listed, you can save hundreds with Dosh. There is no limit to how much you can earn with this app. You can get a percentage of your purchases back and cash out once you reach $25.
Unlike other apps, this money can go straight into your bank account. This means saving whenever you do your usual shopping.
5. Shopkick
Shopkick is one of the best finance apps because it is location-based. This means all you have to do is check-in at participating stores to earn “kicks.” You can also scan barcodes and make purchases to help you earn faster.
The stores available on this app change every so often, so it is a good idea to check it regularly. Because there are multiple ways to earn, you can be on your way to earning a gift card for free.
6. Merchandiser
Merchandiser is an app by Survey.com that pays people to complete projects in local stores. The simple tasks in the area include merchandising, restocking shelves, inventory audits, product demos, and more.
This app connects with local businesses that need short work completed. Merchandiser is great for those looking for extra income, which means more money in your pocket at the end of the day.
Earning money with this app is as easy as creating an account and completed gigs. This is something you can do on your own time to earn real money.
7. Qmee
With the Qmee app, users earn most of their money through paid surveys; however, there are other tasks. This is one of the finance apps that can help you save money by giving you coupons to brands you love. You can also cash out your rewards through PayPal at any time.
You can earn by answering survey questions, sharing brand opinions, and searching through your favorite sites. You can even gain extra rewards by buying specific items or shopping from certain stores.
8. Paribus
The Paribus app tracks prices from retailers and refunds them for price differences, so you are sure to get the best offer. Paribus will use a company’s policy to complete the refund. The earned refund is sent to the card you used to buy merchandise with.
9. Survey Junkie
Earning money by taking surveys and completing other tasks is possible with Survey Junkie. This app was created by a market research company that pays people for sharing their opinions on certain things. Points are earned for each survey and can get redeemed for cash via PayPal or through gift cards.
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To get matched with appropriate surveys that you can earn money with, you must build your profile. You can get surveys sent to your mail or fill them out through the app.
10. Instacart
Instacart is an app that makes you money by completing shopping requests for other users. This app partners with grocery stores in the area. You can join this app as a full-service or in-store shopper.
As a full-service Instacart employee, you can work an unlimited number of hours and earn on your own time. An in-store shopper must work for 15-20 hours a week, but you are eligible for benefits. Either of the options is great for those needing extra money in their wallet.
11. MyPoints
MyPoints app allows you to make real money without a signup fee. Once you sign up, you can use the given platforms to make an online purchase and start receiving points. Over time, you can trade in the points for gift cards or cash payouts.
12. Rakuten
The Rakuten app gives users cashback when they purchase with one of the app partners. This means you can save money on things you are already planning on purchasing.
This is free to use and has coupons you can’t find anywhere else. Getting cashback is limitless with this finance app.
13. OfferUp
If you have unwanted stuff lying around, OfferUp is the app for you. Instead of letting your items go to waste, put more money into your wallet each month.
You are in control of how much you want to sell your items for. The best way to make money is by listing your stuff for a fair price. This is a legit money-making app that can earn you cash in little to no time.
Finance Apps You Need to Save Money
Saving money is difficult when you don’t know where to start. These 13 apps range from saving money on purchases to earning money through sales to working an extra side job. Whatever you are looking for to earn more money, these finance apps are the key to getting started.
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